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Fall 2024 Email Contents


Are You Our Latest Smart ALAC Winner?

We saw a phenomenal 367% increase in the number of new Smart ALAC users in September. The more our customers use Smart ALAC, the more they enjoy the experience and discover unexpected value in this free service.

As a bonus, one lucky Smart ALAC user won our $200 cash drawing for having at least two online conversations during the month of September. The winner has been notified via Smart ALAC, so be sure to log-in and see if you are the winner!

Visit www.bankbac.com/smart to learn more, log-in from your desktop, or download the Smart ALAC mobile app.

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Practicing Safe Checks and Cybersecurity Tips

While the use of checks has declined by 25%, reports of check fraud has nearly doubled since 2021. This startling fact led to the launch of the new "Practice Safe Checks" educational campaign from the American Bankers Association. How can you write safer checks?

A few tips include:

  • Use permanent gel ink.
  • Avoid leaving blank spaces.
  • Do not add unnecessary personal information. 

Although check fraud is a 'low tech' crime, the October campaign launch aligned with Cybersecurity Month -- a time to learn about new ways to stay safe online and review proven best practices. Whether using your personal devices or your work computer, online safety and security is more important than ever before.

Be sure to use the many tools presented at www.bankbac.com/cybersecurity

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Why Use Your BAC Debit Card?

Whether using a BAC Business Debit Mastercard ® or a BAC Personal Debit Mastercard ®, be sure to make it your preferred card for all your purchases. Your BAC debit card can be easily added to your smart phone or smart watch by loading it to Apple Pay® or Google Pay™. Making your Personal Debit Card "top of wallet" has many benefits as shown below.

BAC Personal Debit Cards
Are you familiar with the features and benefits provided through your BAC Personal Debit Mastercard®?

  • Secure Encrypted Contactless Transactions
    (Digital Wallet or Plastic Card, when using Tap to Pay)
  • Card Controls via Mobile Banking
  • Mastercard ID Theft Protection®
  • Extended Warranty
  • Satisfaction Guarantee 

For details of the described features and benefits, along with a link to the Guide to Benefits, please visit  www.bankbac.com/PersonalDebitCard. Debit card issuance and usage subject to terms and conditions. Mastercard, the Mastercard logo, and Mastercard ID Theft Protection® are trademarks of Mastercard International and used under license.

BAC Business Debit Cards
What are the benefits of using your BAC Business Debit Mastercard? For all card benefits and features, please visit www.bankbac.com/debit.

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Harvest Goodwill and a Chance to Win $5,000

Fall is in the air! To show our gratitude this season, we’re donating to charity and giving you a chance to win $5,000 with each qualifying consumer digital banking transaction you make in our Season of Giving & Receiving Sweepstakes, November 1 - December 31, 2024.

The holidays are a time to take charge of your finances

  • Pay bills online
    Set up electronic payments or receive paperless statements, set up recurring payments or send a same-day payment.
  • Manage your debit cards digitally
    Set up and control your cards digitally and manage spending across multiple cards online or within our mobile banking app.
  • Make a new transfer
    Move money to your primary BAC consumer account from any financial institution.
  • Send money with Zelle®
    The fast and easy way to send money to those you trust, all from your online banking account or mobile app.
  • Enroll in mobile banking
    Access your account from anywhere, anytime and from our mobile banking app.

 Learn more to get started by visiting www.bankbac.com/2024season.

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Equipment Loans As Low As 5.99% Interest Rate

Equipment Loans as low as

 5.99%

 interest rate*

Our professional Business Lending team provides financing in Northern and Central California for:

  • medical equipment
  • tractors, bulldozers, harvesters, forklifts and other heavy equipment
  • manufacturing
  • restaurants and food processing
  • transportation equipment, including semi-trucks and trailers, dump trucks, and tow trucks
  • plus a lot more

Call (209) 944-1516 or (925) 308-7545 to talk with us today!

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Earn up to $500 this Year through Refer-A-Friend

Refer-A-Friend

BAC Community Bank customers have an opportunity to earn up to $500 each calendar year by referring friends, family, neighbors, co-workers, and others they know.

Each time one of your referred individuals opens a new personal checking account at BAC Community Bank and completes a few simple steps, you'll get $50 as a "thank you" for introducing them to us. (Maximum 10 paid referrals per calendar year, for a total of up to $500.)

Please see www.bankbac.com/refer for full details.

If you have used our referral program in prior years, go ahead and refer more new customers in the 2024 calendar year by logging in to ReferLive using the text link located below the Registration form on our Refer-A-Friend page at www.bankbac.com/refer.


If this will be your first time using our Refer-A-Friend program, simply fill out the Registration form on our Refer-A-Friend page at www.bankbac.com/refer and follow the on-screen instructions.

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Thank You!

Thank you for choosing BAC Community Bank as your banking partner. We value all our relationships and appreciate the opportunity to serve you.
 

Stay Connected
Follow @ BACCommunityBank on your favorite social media platforms by using our official links at www.bankbac.com/social
 

Equal Housing Lender, Member FDIC banking. always connected.


BAC Community Bank
517 East Weber Avenue
Stockton, CA 95202
(209) 473-6800
customer.service@bankbac.com

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